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Week 1 — Know What's Being Reported About You

 

 

Why this matters

Before you can improve your financial life, you need to know what information is being reported about you. Your credit reports can help you spot errors, outdated information, or even signs of identity theft.

 

This Week's Challenge

Download your free credit reports from all three major credit bureaus.

 

How to Complete This Challenge

  1. Visit AnnualCreditReport.com.

  2. Request your credit reports.

  3. Download or save a copy for your records.

  4. Look over each report for anything that doesn't look right.

Don't worry about fixing anything yet. This week is simply about becoming aware of what's being reported.

 

Want to Go a Step Further?

Create a free account with Experian, Equifax, or TransUnion to view additional information such as your credit score and receive ongoing account alerts.

(These are optional. This week's goal is simply to review your reports.)

 

When You're Done

Come back to the group and comment:

✅ I’ve completed the week 1 challenge and I know what’s being reported about me!

or

🙋 I have a question.

 

Reflection Question

Did anything on your credit reports surprise you?

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Frequently asked questions

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